Terms and Conditions

1. Acceptance of Terms:

By using Ghostpay's services, you agree to these Terms and Conditions, our Privacy Policy, and any other agreements or guidelines referenced herein. If you do not agree to these terms, you must not use our services.

2. Eligibility:

You must be at least 18 years old and have the legal capacity to enter into a binding contract to use Ghostpay.

3. Account Creation:

To use our services, you must create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Virtual Cards:

Ghostpay provides single-use virtual cards for online transactions. These cards are not physical and cannot be used for cash withdrawals or in-person transactions.

5. Fees & Limits:

Ghostpay may charge fees for certain services, such as card issuance or foreign transactions. We may also impose limits on the number of virtual cards you can create or the amount you can spend.

6. Prohibited Activities:

You must not use Ghostpay for any illegal, fraudulent, or unauthorized activities. This includes, but is not limited to, money laundering, terrorist financing, and the purchase of prohibited goods or services.

7. Privacy & Data Security:

We are committed to protecting your privacy and personal information. Our Privacy Policy outlines how we collect, use, and share your data.

8. Termination:

We may terminate or suspend your account at any time for any reason, including violation of these Terms and Conditions.

9. Limitation of Liability:

Ghostpay is not liable for any damages arising from your use of our services, including but not limited to unauthorized transactions, declined payments, or technical issues.

10. Dispute Resolution:

Any disputes arising from these Terms and Conditions will be resolved through binding arbitration.

11. Modifications:

We may modify these Terms and Conditions at any time. Your continued use of Ghostpay constitutes acceptance of any changes.

By using Ghostpay, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.